Safe Haven $olutions

A successful retirement starts with more than just saving, it starts with a plan. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas discuss how retirement timing, spending goals, life expectancy, and inflation all play a role in creating a retirement strategy built for the long term. They also share why regularly reviewing your plan and making adjustments along the way can help you stay on track and give you greater confidence in your financial future.
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Inflation may not be making headlines every day, but it's still affecting retirees in meaningful ways. In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Certified Financial Planner Kyle Thomas discuss how persistent inflation can impact your retirement income, savings, travel plans, housing costs, and overall financial security.
Tune in to learn why planning ahead is one of the best ways to help protect your retirement from rising costs.
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A successful retirement starts with a dependable income strategy, not just a target savings balance. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim discuss how guaranteed income sources, Social Security timing, pensions, and retirement savings all work together to create financial confidence. They also explain why personalized retirement planning is essential, share a real-life example of correcting an ineffective financial strategy, and highlight the value of working with a trusted advisor to build a plan tailored to your unique goals. 
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Retirement is about more than reaching your financial goals, it's about creating a fulfilling next chapter. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig and co-host Kim discuss the importance of building a healthy retirement through purposeful routines, meaningful hobbies, social connections, and financial confidence. They also share why thoughtful retirement planning can help reduce stress, support long-term well-being, and ensure your retirement is as rewarding as you've envisioned.
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Planning for retirement means preparing for more than your investments. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, insurance specialist Glenn Ramey, and co-host Kim discuss how Health Savings Accounts (HSAs) can provide valuable tax advantages and help cover future healthcare costs in retirement. They also break down why long-term care planning is essential, explore today's insurance options, and explain how having a proactive strategy can help protect both your retirement savings and your family's financial future. 
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Preparing for retirement means planning for more than just your income—it also means planning for your healthcare. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, insurance specialist Glenn Ramey, and co-host Kim discuss why healthcare is one of the most overlooked retirement expenses. They explain how Medicare works, the differences between Medicare Advantage and Supplement plans, common enrollment mistakes, and strategies to help you make informed decisions that protect both your health and your retirement savings.
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Tax planning in retirement isn't just about filing on time; it's about understanding how every move impacts your bottom line. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim explore the trade-offs of major financial choices. From the hidden tax costs of relocating to tax-free states to optimizing asset location across taxable, pre-tax, and Roth buckets, they break down actionable strategies—like filled tax brackets and zero-rate capital gains—to help you protect your nest egg and avoid paying Uncle Sam a dime more than necessary. 
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Clip 3 Title: Taxes & Home Sales in Retirement - schedule for 7/29 (W)
Selling a house or investment property in retirement involves more than just finding a buyer—it requires a smart tax strategy. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim discuss the tax implications of selling primary residences and real estate investments. From navigating the primary residence capital gains exclusion ($250k single / $500k married) and tracking home improvement basis to utilizing 1031 exchanges and step-up in basis, they share actionable insights to help you protect your equity and prevent costly tax surprises. 
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Not all retirement accounts are created equal when it comes to taxes. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim explore how to strategically draw from traditional and Roth accounts to minimize your tax bill. From utilizing the standard deduction and balancing traditional vs. Roth 401(k)s to avoiding common tax pitfalls and planning far beyond the basic "drop-off" tax prep, they highlight the essential steps to keep more money in your pocket throughout retirement. 
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Taxes in retirement shouldn't be a surprise. In this episode of the Safe Haven Solutions Podcast, founder and CEO Larry Kallevig, CPA Lance Larsen, and co-host Kim dive deep into proactive tax preparation and strategic retirement planning. From navigating the complexities of Social Security taxation and avoiding the "tax torpedo" to evaluating Roth conversions and preserving survivor benefits, they break down essential strategies to help you minimize your tax burden and keep more of your hard-earned money. 
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